Downtown Homes under $350,000

Downtown Homes under $350,000

**Discover Downtown Living in Georgia: Affordable Homes Under $350,000**

Nestled in the heart of Georgia, Downtown is a vibrant and bustling subdivision that perfectly balances urban excitement with suburban tranquility. This charming area is known for its rich history, cultural diversity, and a warm sense of community, making it an ideal place for families, young professionals, and retirees alike.

One of the most appealing aspects of Downtown is the availability of beautiful homes priced under $350,000. Whether you’re a first-time homebuyer or looking to downsize, there’s a variety of options to suit your needs. From cozy bungalows to modern townhouses, these homes offer both comfort and style without breaking the bank. Many properties feature updated interiors, spacious yards, and convenient access to local amenities, ensuring that you can enjoy the best of what Downtown has to offer.

Living in Downtown means you’ll be just a stone’s throw away from an array of attractions. Enjoy leisurely strolls through picturesque parks, explore unique boutiques, or indulge in delectable dining experiences at local restaurants. The community hosts various events throughout the year, fostering a sense of togetherness and making it easy to meet your neighbors.

With its affordable housing options and vibrant lifestyle, Downtown Georgia is not just a place to live; it’s a place to thrive. Come and experience the charm of this dynamic community—your dream home awaits!

Newest Downtown Homes under $350,000

502 Margaret Street, St. Marys
$320,000
1 Beds ⋅ 2 Baths ⋅ 10868838 MLS
UPDATED AND UPGRADED BUNGALOW BRIMMING WITH COASTAL CHARM IN HISTORIC DOWNTOWN ST. MARYS! THIS MOVE-IN-READY HOME BLENDS CLASSIC CHARACTER WITH THOUGHTFUL MODERN UPDATES IN A LOCATION THAT'S HARD TO BEAT. STEP INSIDE TO BEAUTIFUL HARDWOOD FLOORS THROUGHOUT THE LIVING AREAS, WHERE THE INVITING FAMILY ROOM FEATURES A LARGE BUILT-IN BOOKCASE WITH WARM WOOD ACCENTS THAT ADD BOTH CHARACTER AND FUNCTIONALITY. THE STYLISH EAT-IN KITCHEN HAS BEEN BEAUTIFULLY UPDATED WITH NEW CABINETRY, QUARTZ COUNTERTOPS, AND A WINDOW ABOVE THE FARMHOUSE SINK THAT FILLS THE SPACE WITH NATURAL LIGHT. THE SPACIOUS BEDROOM FEATURES AN UPDATED EN SUITE BATH COMPLETE WITH A LARGE TILED WALK-IN SHOWER AND DOUBLE VANITY. AN ADDITIONAL ROOM, CURRENTLY USED AS AN OFFICE, WAS PREVIOUSLY A SECOND BEDROOM AND CAN EASILY BE CONVERTED BACK TO SUIT YOUR NEEDS. THE INDOOR LAUNDRY ROOM INCLUDES A BRAND-NEW WASHER AND DRYER, AND ADDITIONAL IMPROVEMENTS INCLUDE NEW WINDOWS AND UPDATED KNOCKDOWN CEILINGS THROUGHOUT. OUTDOOR LIVING IS JUST AS INVITING! RELAX ON THE SCREENED PORCH OVERLOOKING THE FENCED BACKYARD OR ENJOY THE OPEN DECK, PERFECT FOR GRILLING AND ENTERTAINING. THE PROPERTY ALSO INCLUDES A STORAGE OUTBUILDING AND SEPARATE WORKSHOP- BOTH WITH POWER- PROVIDING PLENTY OF SPACE FOR HOBBIES, PROJECTS, OR ADDITIONAL STORAGE. RV AND EV CHARGER HOOKUPS ARE ALREADY IN PLACE, WHILE THE IRRIGATION SYSTEM IS SUPPLIED BY A PRIVATE WELL TO HELP KEEP YOUR WATER BILL LOW. LOCATION IS KEY! ENJOY THE DOWNTOWN ST. MARYS LIFESTYLE WITH SHOPPING, RESTAURANTS, AND THE WATERFRONT PARK JUST A SHORT GOLF CART OR BIKE RIDE AWAY. BONUS- NO FLOOD INSURANCE REQUIRED AND NO HOA DUES TO PAY! WITH ITS COASTAL CHARM, EXTENSIVE UPDATES, FLEXIBLE LIVING SPACE, AND EXCEPTIONAL DOWNTOWN LOCATION, THIS HOME IS READY FOR ITS NEXT OWNER. EASY TO SHOW- MAKE AN APPOINTMENT FOR YOUR PRIVATE TOUR TODAY!

502 Margaret Street, St. Marys

506 Bailey Street, St. Marys
$285,000
2 Beds ⋅ 1 Baths ⋅ 10781615 MLS
Downtown golf-cart living in the heart of historic St. Marys - one of Bailey Street's classic 1950s brick mill houses, right-sized for lock-and-leave coastal life. Whether you're downsizing, buying a second home, or trading a big yard for a walkable downtown, this is the kind of place that makes life simpler without giving up a thing. A quick golf-cart ride takes you to the St. Marys waterfront, with easy access to downtown shops, restaurants, the Cumberland Island ferry, the submarine museum, the festivals, and the riverfront charm that define one of Georgia's oldest and most walkable towns. Jacksonville International Airport is just about 35 minutes away, making travel and guests effortless. Inside, the home blends authentic 1950s character with thoughtful modern updates. Original heart pine floors run throughout, with a covered front porch and a side-entry carport offering direct kitchen access. The kitchen brings a fresh, modern touch with white cabinetry and dramatic zebra-woodgrain laminate countertops, including an eat-in counter. The primary bedroom features a custom-designed closet with built-in dresser drawers and shelving behind large sliding mirrored doors, and the bath carries classic black-and-white tile in keeping with the home's era. The showpiece is out back: a 1,028-square-foot screened lanai that nearly doubles the home's usable living space - a year-round, bug-free room to relax, dine, and entertain. It includes a hot tub, a private outdoor shower set behind a fenced partition, and a second refrigerator. Between the interior and the lanai, you're living in roughly 1,800 square feet of space - an efficient footprint that lives far larger than the numbers suggest. The large yard is built for low-maintenance living, with sustainable low-water landscaping, minimal grass to mow, a fire pit with a supply of firewood, storage sheds, and room for an RV, boat, and trailer. Major systems are already done: a new metal roof with matching carport (2021), a new HVAC system (2023), and fresh interior paint (2023). Move-in ready, no deferred maintenance, no renovation budget required - a rare combination on this street. A true 2-bedroom, 1-bath downtown cottage: authentic character, modern updates, and a lifestyle you can't build from scratch. Features * 1950s Bailey Street mill house * Downtown St. Marys - golf-cart community * 2 bedrooms / 1 bath * ~1,800 sq. ft. total living space (interior + screened lanai) * Quick golf-cart ride to the waterfront * ~35 minutes to Jacksonville International Airport * Brick exterior with covered front porch * Original heart pine floors throughout * Modern white kitchen * Dramatic zebra-woodgrain laminate countertops * Eat-in counter * Custom built-in mirrored closet with dresser drawers and shelving * Classic black-and-white tiled bath * 1,028 sq. ft. screened lanai * Hot tub conveys * Private outdoor shower * Second refrigerator / freezer * Fire pit with firewood supply * Storage sheds * Room for RV, boat, and trailer * Low-water, low-maintenance landscaping * Metal roof and matching carport (2021) * New HVAC (2023) * Fresh interior paint (2023)

506 Bailey Street, St. Marys

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