Downtown Homes under $700,000

Downtown Homes under $700,000

Welcome to Downtown, a vibrant and dynamic subdivision nestled in the heart of Georgia. Known for its unique blend of urban charm and Southern hospitality, Downtown offers an exciting lifestyle that caters to both young professionals and families alike. With its rich history, bustling streets, and a plethora of amenities, this area is a true gem in the Peach State.

One of the most appealing aspects of Downtown is its diverse real estate market, particularly for those seeking homes under $700,000. Here, you’ll find a variety of architectural styles, from modern condos with stunning skyline views to quaint bungalows that exude character and charm. This affordability allows first-time homebuyers and savvy investors to enter the market without breaking the bank, making Downtown an attractive option for many.

Residents enjoy easy access to an array of local attractions, including trendy cafes, boutique shops, and cultural landmarks. The vibrant arts scene showcases galleries and theaters, while numerous parks provide a perfect escape for outdoor enthusiasts. Plus, with excellent schools and community resources, families will find a nurturing environment for their children.

Living in Downtown means embracing a lifestyle filled with convenience and excitement. Whether you’re taking a leisurely stroll through the historic district, enjoying a meal at one of the many acclaimed restaurants, or participating in community events, there’s always something to do. Discover your dream home in Downtown today, where affordability meets a lively urban experience!

Newest Downtown Homes under $700,000

502 Margaret Street, St. Marys
$320,000
1 Beds ⋅ 2 Baths ⋅ 10868838 MLS
UPDATED AND UPGRADED BUNGALOW BRIMMING WITH COASTAL CHARM IN HISTORIC DOWNTOWN ST. MARYS! THIS MOVE-IN-READY HOME BLENDS CLASSIC CHARACTER WITH THOUGHTFUL MODERN UPDATES IN A LOCATION THAT'S HARD TO BEAT. STEP INSIDE TO BEAUTIFUL HARDWOOD FLOORS THROUGHOUT THE LIVING AREAS, WHERE THE INVITING FAMILY ROOM FEATURES A LARGE BUILT-IN BOOKCASE WITH WARM WOOD ACCENTS THAT ADD BOTH CHARACTER AND FUNCTIONALITY. THE STYLISH EAT-IN KITCHEN HAS BEEN BEAUTIFULLY UPDATED WITH NEW CABINETRY, QUARTZ COUNTERTOPS, AND A WINDOW ABOVE THE FARMHOUSE SINK THAT FILLS THE SPACE WITH NATURAL LIGHT. THE SPACIOUS BEDROOM FEATURES AN UPDATED EN SUITE BATH COMPLETE WITH A LARGE TILED WALK-IN SHOWER AND DOUBLE VANITY. AN ADDITIONAL ROOM, CURRENTLY USED AS AN OFFICE, WAS PREVIOUSLY A SECOND BEDROOM AND CAN EASILY BE CONVERTED BACK TO SUIT YOUR NEEDS. THE INDOOR LAUNDRY ROOM INCLUDES A BRAND-NEW WASHER AND DRYER, AND ADDITIONAL IMPROVEMENTS INCLUDE NEW WINDOWS AND UPDATED KNOCKDOWN CEILINGS THROUGHOUT. OUTDOOR LIVING IS JUST AS INVITING! RELAX ON THE SCREENED PORCH OVERLOOKING THE FENCED BACKYARD OR ENJOY THE OPEN DECK, PERFECT FOR GRILLING AND ENTERTAINING. THE PROPERTY ALSO INCLUDES A STORAGE OUTBUILDING AND SEPARATE WORKSHOP- BOTH WITH POWER- PROVIDING PLENTY OF SPACE FOR HOBBIES, PROJECTS, OR ADDITIONAL STORAGE. RV AND EV CHARGER HOOKUPS ARE ALREADY IN PLACE, WHILE THE IRRIGATION SYSTEM IS SUPPLIED BY A PRIVATE WELL TO HELP KEEP YOUR WATER BILL LOW. LOCATION IS KEY! ENJOY THE DOWNTOWN ST. MARYS LIFESTYLE WITH SHOPPING, RESTAURANTS, AND THE WATERFRONT PARK JUST A SHORT GOLF CART OR BIKE RIDE AWAY. BONUS- NO FLOOD INSURANCE REQUIRED AND NO HOA DUES TO PAY! WITH ITS COASTAL CHARM, EXTENSIVE UPDATES, FLEXIBLE LIVING SPACE, AND EXCEPTIONAL DOWNTOWN LOCATION, THIS HOME IS READY FOR ITS NEXT OWNER. EASY TO SHOW- MAKE AN APPOINTMENT FOR YOUR PRIVATE TOUR TODAY!

502 Margaret Street, St. Marys

206 E Weed Street, St. Marys
$479,900
4 Beds ⋅ 3 Baths ⋅ 10799886 MLS
Rare & exceptional investment opportunity in the golf cart district of historical St Marys! This established vacation rental property offers the perfect addition to your portfolio or for your new family home. Experience the charm of downtown St. Marys in this beautifully renovated 4BR / 3BA 1,926 SQFT home situated just two blocks from the waterfront park & sits on a dead end street ending on the marsh. Features an open floor plan with inviting living room, dining area, & updated kitchen with quartz countertops, island with breakfast bar, refrigerator, stove, dishwasher, & built-in microwave. The upstairs primary suite offers plenty of privacy & includes double vanities & tub with shower. Start your mornings on the private side porch off the kitchen enjoying your breakfast & coffee. The lovely front porch is 18' x 6' with picturesque marsh views perfect for relaxing. Entertain in the evenings on the expansive 10' x 30' rear deck where you can see the sparkling lights of Fernandina under the beautiful starry sky. Prime location with no HOA. There is a newly built boat dock/Marina just two blocks away where you can dock your boat or sit on the docks for a peaceful evening view of the St Mays river. The city planed Hilton Hotel is positioned next to the marina docks making the location unbeatable. Walk or take a golf cart to the shops & restaurants or hop on the ferry to Cumberland Island & relax on the pristine beaches. Roof is only 4 years old! Heated & cooled by five mini-split AC units, allowing for individualized comfort in all areas of the home. All furniture is negotiable & there is a golf cart available for purchase. Adjoining 60' x 140' lot is also listed for sale!

206 E Weed Street, St. Marys

506 Bailey Street, St. Marys
$285,000
2 Beds ⋅ 1 Baths ⋅ 10781615 MLS
Downtown golf-cart living in the heart of historic St. Marys - one of Bailey Street's classic 1950s brick mill houses, right-sized for lock-and-leave coastal life. Whether you're downsizing, buying a second home, or trading a big yard for a walkable downtown, this is the kind of place that makes life simpler without giving up a thing. A quick golf-cart ride takes you to the St. Marys waterfront, with easy access to downtown shops, restaurants, the Cumberland Island ferry, the submarine museum, the festivals, and the riverfront charm that define one of Georgia's oldest and most walkable towns. Jacksonville International Airport is just about 35 minutes away, making travel and guests effortless. Inside, the home blends authentic 1950s character with thoughtful modern updates. Original heart pine floors run throughout, with a covered front porch and a side-entry carport offering direct kitchen access. The kitchen brings a fresh, modern touch with white cabinetry and dramatic zebra-woodgrain laminate countertops, including an eat-in counter. The primary bedroom features a custom-designed closet with built-in dresser drawers and shelving behind large sliding mirrored doors, and the bath carries classic black-and-white tile in keeping with the home's era. The showpiece is out back: a 1,028-square-foot screened lanai that nearly doubles the home's usable living space - a year-round, bug-free room to relax, dine, and entertain. It includes a hot tub, a private outdoor shower set behind a fenced partition, and a second refrigerator. Between the interior and the lanai, you're living in roughly 1,800 square feet of space - an efficient footprint that lives far larger than the numbers suggest. The large yard is built for low-maintenance living, with sustainable low-water landscaping, minimal grass to mow, a fire pit with a supply of firewood, storage sheds, and room for an RV, boat, and trailer. Major systems are already done: a new metal roof with matching carport (2021), a new HVAC system (2023), and fresh interior paint (2023). Move-in ready, no deferred maintenance, no renovation budget required - a rare combination on this street. A true 2-bedroom, 1-bath downtown cottage: authentic character, modern updates, and a lifestyle you can't build from scratch. Features * 1950s Bailey Street mill house * Downtown St. Marys - golf-cart community * 2 bedrooms / 1 bath * ~1,800 sq. ft. total living space (interior + screened lanai) * Quick golf-cart ride to the waterfront * ~35 minutes to Jacksonville International Airport * Brick exterior with covered front porch * Original heart pine floors throughout * Modern white kitchen * Dramatic zebra-woodgrain laminate countertops * Eat-in counter * Custom built-in mirrored closet with dresser drawers and shelving * Classic black-and-white tiled bath * 1,028 sq. ft. screened lanai * Hot tub conveys * Private outdoor shower * Second refrigerator / freezer * Fire pit with firewood supply * Storage sheds * Room for RV, boat, and trailer * Low-water, low-maintenance landscaping * Metal roof and matching carport (2021) * New HVAC (2023) * Fresh interior paint (2023)

506 Bailey Street, St. Marys

202 Bartlett Street, St. Marys
$549,000
2 Beds ⋅ 2 Baths ⋅ 10774933 MLS
Downtown St. Marys Treasure - A Rare Opportunity You Won't Want to Miss! Welcome to this exceptional custom home in the heart of historic St. Marys, beautifully crafted by Bent Pine Construction. Combining timeless craftsmanship, luxury finishes, and an unbeatable location, this property offers the perfect blend of coastal charm and modern convenience. Featuring 1,164 square feet of thoughtfully designed living space, this stunning residence includes 2 spacious bedrooms and 2 full bathrooms, plus an additional 200-square-foot detached workshop or guest suite complete with its own full bathroom-ideal for visitors, a home office, studio, or private retreat. Step inside to discover elegant travertine flooring throughout, gorgeous marble countertops backed by a lifetime guarantee, and soaring cathedral shiplap ceilings that create a bright, open, and inviting atmosphere. The chef-inspired kitchen is equipped with premium Bertazzoni stainless steel appliances, a large island with sink, and a walk-in pantry, making entertaining effortless. Additional features include a dedicated laundry room with a stackable GE washer and dryer, fenced backyard, gutters, and low-maintenance Trex decking on both the front and back porches-perfect spaces to relax and enjoy the coastal lifestyle. Location is everything, and this home truly delivers. Situated just one block from the public boat ramp, you'll enjoy easy access to the Intracoastal Waterway, with boating adventures to Cumberland Island National Seashore, Fernandina Beach, and beyond. Catch the ferry, spend the day exploring pristine beaches, or stroll to the charming downtown waterfront, local shops, and popular restaurants. Conveniently located near Naval Submarine Base Kings Bay, Jacksonville International Airport, Federal Law Enforcement Training Centers, and the coastal destinations of Brunswick, Jekyll Island, and St. Simons Island. Whether you're searching for a primary residence, vacation getaway, or investment opportunity, this one-of-a-kind property offers luxury, location, and lifestyle in one remarkable package. Opportunities like this in downtown St. Marys are rare-schedule your private showing today before this coastal gem is gone!

202 Bartlett Street, St. Marys

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